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Other Loans

Looking to get a personal loan?

Whether you want a new bathroom, or to take your family on a holiday, we can tailor solutions that are right for your own personal goals
Book your FREE consultation
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Explore your pathway to your next big personal goal

Here to guide your next big moment.
At Stanford Financial, our goal is simple: To provide you with a seamless experience for your asset and personal loan requirements. We go beyond traditional loan services, offering individually curated finance solutions.

Our commitment?

Ensuring you’re equipped and empowered with the tools and understanding needed to make safe financial decisions. Personal loans can be tricky. As a relationship-based business, Stanford Financial has your back. We ensure every client feels like they’ve walked into a friendly space, where our attitude combined with our genuine desire to help reflects our Australian spirit of giving everyone a fair go.
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How we approach asset and personal finance

Here to help navigate your options.
Beyond the warm welcomes, we pride ourselves in personalised finance solutions tailored to your individual circumstances.

Every client has unique needs, and our team excels in understanding this. Our extensive network with over 60 lenders nationwide allows us to provide a premium white glove service, ensuring a stress-free experience throughout.
Let's get started
Father and daughter sharing a playful moment in the kitchen
Young couple shopping for a new sofa in a furniture showroom

Empowering you to achieve your goals.

Focus on straight talk and true service.
We don’t believe in financial jargon. We aim to educate, ensuring our clients feel in control and well-informed. By keeping things simple and using layman’s terms, we provide guidance, transparency and expertise at every step, making our clients feel truly empowered
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Looking for a different type of loan?

If you need a different loan, we've probably got it covered. Whether you're starting a business, buying a car, need a personal loan or getting into commercial propert, there's a path for that below. Or call 0483 980 002 and we'll point you the right way.

Business loan

Car finance

Caravan finance

Commercial loan

Equipment loan

SMSF loan

Home loans

Specialist loans

OUR ACCREDITED NETWORK

With access to 60+ banks and lenders, we ensure that you get the best options.

More options mean a better deal. We compare across the panel so you land the right loan, not just the easy one.
More than just a broker

Finance for whatever's next, big or small

Not every purchase fits neatly into a home loan or a car loan, whether that's a boat, a holiday, debt consolidation or a personal asset you need sooner rather than later. Asset and personal loans cover that gap, and the right structure depends on what you're buying and how you'd rather repay it. We'll walk you through what's actually available and match you to a lender who suits your situation, not just the first option on the list.
Bright home interior in wood and neutral tones, renovated with a personal loan
$1.2B+
Settled Home Loans
60+
Banks & Lenders Accessible
4.3K+
Aussie Families Assisted
5 Stars
On Google Reviews

Meet your expert mortgage broker team

Logan Stanford, Managing Director and founder of Stanford Financial

Logan Stanford

Managing Director
Steven Beach, Lending Director at Stanford Financial

Steven Beach

Lending Director
Richard Grainger, Senior Lending Adviser at Stanford Financial

Richard Grainger (Richie)

Senior Lending Adviser
Sheree Pendergast, Lending Support Manager at Stanford Financial

Sheree Pendergast

Lending Support Manager
Renata Small, Client Experience Manager at Stanford Financial

Renata Small

Client Experience Manager
Mitchell White, Lending Support Manager at Stanford Financial

Mitchell White (Mitch)

Lending Support Manager
TESTIMONIALS

Trusted by families across Australia

We understand how asset and personal lending works across different purchase types, including which lenders suit which situation. That means a loan matched to what you actually need, not a one size fits all product.
"I simply can’t thank and commend Richie, Steven, Renata and the whole team at Stanford Financial enough for making my mortgage refinance as smooth as humanly possible."
Client testimonial profile photo
Dan
Stanford Financial Client
"We are so Blessed with our new Home. Thanks to Stanford Legal, Laura was a joy to communicate with anytime we needed to enquire. Quick, reliable and very Trustworthy."
Stanford Financial client Katrina Emberson
Katrina Emberson
Stanford Legal Client
"We are beyond grateful for Richie and the team at Stanford! 🙌🏻 Through every hurdle and challenge, they went exceptionally far to help get our application through."
Stanford Financial client Khristen Mamangun
Khirsten Mamangun
Stanford Financial Client
"One thing I always love and look for when choosing people to guide me is how much time and presence they give. They treated us like we were the only client they had."
Stanford Financial client Dragica Radosavljevic
Dragica Radosavljevic
Stanford Legal Client
"All the team at Stanford were good to deal with. If you're a Veteran struggling to get a loan approved because you're on Incaps, or Super, speak to them."
Stanford Financial client Stewart
Stewart S
Stanford Financial Client
"This is the second time we’ve used stanford financial, and once again the experience was outstanding."
Stanford Financial client Blake Whitehead
Blake Whitehead
Stanford Financial Client
"Phenomenal service. Thank you to the Stanford Legal team for all your help & guidance."
Stanford Financial client Bryony Winsor
Bryony Winsor
Stanford Legal Client
"I can’t recommend Stanford legal enough. All 3 property sales have been seamless, professional and efficient. The team are amazing and will look after you."
Stanford Financial client Christie Johnston
Christie Johnston
Stanford Legal Client
"The team at Stanford Financial are brilliant! I was referred to them by a friend and dealing with them has been a fantastic experience."
Stanford Financial client Andrew Bell
Andrew Bell
Stanford Financial Client
"I honestly can't thank the team enough at Stanford Financial, especially Richie and Mitch! They both went above and beyond to get my finance sorted, and they did it all within 24 hours!"
Stanford Financial client Jamie Harris
Jamie Harris
Stanfor Financial Client

Our awards

MFAA 2023 State Winner, Community Champion Award
MFAA 2023 State Finalist, Finance Broker Business Award
MFAA 2023 State Finalist, Diversified Business Award
MFAA 2023 State Finalist, Customer Service Business Award
MFAA 2022 National Winner, Diversified Business Award
MFAA 2022 National Winner, Newcomer Award
MFAA 2022 State Finalist, Finance Broker Business Award
MFAA 2022 State Finalist, Customer Service Individual Award
MFAA 2022 State Finalist, Young Professional Award
MFAA 2022 State Finalist, Loan Administrator Award
QUESTIONS

Frequently asked questions

Can't find an answer to your question?
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Are there any restrictions on how I can use a Personal Loan?
Generally, personal loans are quite flexible, but some lenders may impose restrictions on their use, such as not allowing them for gambling or illegal activities.
How much can I borrow with a personal loan or asset loan?
The amount you can borrow depends on various factors, including your income, credit history, and the value of your collateral (for asset loans). Personal loans typically range from a few thousand to tens of thousands of dollars, while asset loans can be significantly higher, depending on the asset’s value. If you’d like to learn more about how much you can borrow, give us a call on 0483 980 002 or contact us online to book a free 30 minute consultation!
Can I pay off these loans early, and are there penalties for doing so?
Most lenders allow you to pay off loans early. However, some might charge early repayment fees, especially for fixed-rate loans where the lender expects to earn a certain amount of interest. Our brokers check the specific terms of your loan agreement regarding early repayment and help choose the best loan option for your circumstances.
What interest rates are typically associated with personal loans?
The interest rates for personal loans can vary based on several factors, including the lender’s policies, the borrower’s credit score, loan amount, and the loan term. Generally, rates can range from low single digits to higher double digits. It’s important to compare different loan offers and understand whether the rate is fixed or variable to ensure it fits your budget and financial plan.
What are the standard repayment terms for personal loans?
Repayment terms for personal loans typically range from one to seven years. Shorter loan terms usually mean higher monthly payments but lower total interest costs, while longer terms can lower monthly payments at the cost of more interest over the life of the loan. Choose a term that provides a monthly payment that is manageable within your budget.
Are there any upfront fees or additional charges I should know about when applying for a personal loan?
Yes, some personal loans come with upfront fees such as application fees, origination fees, or credit check fees. Additionally, there may be charges for late payments, prepayment penalties, or servicing fees. It’s essential to read the loan agreement carefully and ask the lender about any fees that apply before you agree to the loan to avoid any surprises.
Can I have multiple personal loans at the same time?
Yes, you can have multiple personal loans simultaneously, but it’s important to consider the following: lender policies on additional loans, the potential impact on your credit score, your ability to repay all loans, the risks of accumulating too much debt, and the varying interest rates and terms of different loans. Ensure you understand the terms and assess your financial situation carefully before taking on additional loans.
Do you help clients find asset & personal loans Australia-wide?
Stanford Financial’s experienced mortgage brokers are well-versed in providing asset and personal loans across Australia. We’re committed to offering flexible, tailored financial solutions that meet your personal or business needs, wherever you’re located.

Ready to talk about your next move?

Whether you're buying your first home, refinancing, or building a portfolio, our team is ready to guide you on your journey.
0483 980 002
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