You could be paying your own mortgage

It gives you a numbers-based comparison to help inform your decision, not a definitive answer. Buying and renting both come with trade offs that go beyond the numbers, like flexibility, lifestyle and how long you plan to stay in one place, so it's worth weighing those up too.

It's designed to give you an estimate based on the loan and property details you enter, generally covering repayments against comparable rent. Additional costs like stamp duty, maintenance, rates and insurance sit outside the core comparison, so it's worth factoring those in separately.

Not necessarily. It depends on your income, how long you plan to stay in the property, and what's happening in the property and rental markets at the time. There's no single answer that applies to everyone.

Use the comparison as a starting point, then talk to us about your specific situation and goals. We can help you work out what actually makes sense for you, not just what the numbers show on paper.