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Home Loans

Refinancing your home loan after separating?

Get back on your feet with our experienced team. Having had regular training with our sister company, Stanford Legal, our team will provide holistic lending advice on your home loan options following a separation.
Book your FREE consultation

Streamlined home loans during separation

Life's complexities can be tough to navigate.
Making a life-changing move like refinancing your home loan after separation is both emotionally and financially challenging.

At such moments, you need an ally that offers more than just expertise. You need understanding, guidance and genuine care. Stanford Financial is not just about initiating a transaction; we’re here to be your unwavering partner during these tough times.
Book your FREE consultion

Our approach to separation home loans

Custom financial solutions with full situation support.
Every individual’s circumstances differ, especially after a separation. Stanford Financial’s strength lies in offering individually curated finance solutions, ensuring the best possible fit for your unique situation.

We communicate in simple, clear terms, ensuring you’re never left in the dark. No intricate details, no financial jargon; just genuine guidance, every step of the way.
Let's get started

Looking for a different type of home loan?

If you need a different loan, we've probably got it covered. Whether you're refinancing, investing, upgrading or building, there's a path for that below. Or call 0483 980 002 and we'll point you the right way.

First home buyer loan

Refinancing loan

Investment loan

Bad credit loan

Construction loan

Low deposit loan

Home reno loan

Other loans

Specialist loans

OUR ACCREDITED NETWORK

With access to 60+ banks and lenders, we ensure that you get the best options.

More options mean a better deal. We compare across the panel so you land the right loan, not just the easy one.
More than just a broker

Going through separation is a tough situation

A separation touches almost everything, and the mortgage is rarely the first thing anyone wants to think about. But it's often the piece that has to move before anything else can settle, whether that's buying out a former partner's share, refinancing into your own name, or working out what's possible on one income instead of two. We deal with this often enough to know it's rarely just a numbers problem. We'll move quickly when a timeline demands it and talk you through your options plainly, without adding to what's already a difficult time.
$1.2B+
Settled Home Loans
60+
Banks & Lenders Accessible
4.3K+
Aussie Families Assisted
5 Stars
On Google Reviews

Meet your expert mortgage broker team

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Arrow Ico

Logan Stanford

Managing Director
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Steven Beach

Lending Director
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Richard Grainger (Richie)

Senior Lending Adviser
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Sheree Pendergast

Lending Support Manager
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Renata Small

Client Experience Manager
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Mitchell White (Mitch)

Lending Support Manager
TESTIMONIALS

Trusted by families across Australia

We've helped Queensland families work through separation loans before, and we understand how a property settlement affects what a lender will accept. That means we know how to move quickly when a timeline's tight, and how to structure things properly the first time.
"I simply can’t thank and commend Richie, Steven, Renata and the whole team at Stanford Financial enough for making my mortgage refinance as smooth as humanly possible."
Dan
Stanford Financial Client
"We are so Blessed with our new Home. Thanks to Stanford Legal, Laura was a joy to communicate with anytime we needed to enquire. Quick, reliable and very Trustworthy."
Katrina Emberson
Stanford Legal Client
"We are beyond grateful for Richie and the team at Stanford! 🙌🏻 Through every hurdle and challenge, they went exceptionally far to help get our application through."
Khirsten Mamangun
Stanford Financial Client
"One thing I always love and look for when choosing people to guide me is how much time and presence they give. They treated us like we were the only client they had."
Dragica Radosavljevic
Stanford Legal Client
"All the team at Stanford were good to deal with. If you're a Veteran struggling to get a loan approved because you're on Incaps, or Super, speak to them."
Stewart S
Stanford Financial Client
"This is the second time we’ve used stanford financial, and once again the experience was outstanding."
Blake Whitehead
Stanford Financial Client
"Phenomenal service. Thank you to the Stanford Legal team for all your help & guidance."
Bryony Winsor
Stanford Legal Client
"I can’t recommend Stanford legal enough. All 3 property sales have been seamless, professional and efficient. The team are amazing and will look after you."
Christie Johnston
Stanford Legal Client
"The team at Stanford Financial are brilliant! I was referred to them by a friend and dealing with them has been a fantastic experience."
Andrew Bell
Stanford Financial Client
"I honestly can't thank the team enough at Stanford Financial, especially Richie and Mitch! They both went above and beyond to get my finance sorted, and they did it all within 24 hours!"
Jamie Harris
Stanfor Financial Client

Our awards

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QUESTIONS

Frequently asked questions

Can't find an answer to your question?
Book a call
What are the eligibility criteria for a separation home loan?
Eligibility depends on the individual’s income, credit history, and ability to service the loan independently, as well as the equity in the property.
What happens if both partners want to keep the property?
‍If both partners want the property, it could be settled through negotiation or legal proceedings. The final decision may involve selling the property and splitting proceeds if an agreement can’t be reached. Our in house legal team can help make your separation home loan a seamless process if legal action is required.
What are the steps involved in applying for a separation home loan?
Steps include obtaining a property valuation, negotiating a buyout amount, applying for a new home loan or refinancing the existing one, and legally transferring property ownership, with the assistance of our legal and financial professionals.
Do you help clients find separation home loans Australia-wide?
Our experienced mortgage brokers and supporting family law practice provide support across Australia, offering specialised assistance for those seeking separation home loans. We help navigate the complexities of this challenging time, ensuring you find a solution that secures your financial independence.

Ready to talk about your next move?

Whether you're buying your first home, refinancing, or building a portfolio, our team is ready to guide you on your journey.
0483 980 002
Book a consultation