Home Loans

Home Renovation Loan

Explore how Stanford Financial can transform your home renovation dreams into reality. Let our tailored solutions and expert guidance pave the way to a seamless financing experience.

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We’ll find the best loan for your home renovation needs

Dreaming of transforming your house into the perfect home?

We can help you find a home renovation loan that will turn those dreams into reality.

Our loans are designed to fund your vision, whether it’s a modern kitchen, an expanded living space, or a complete makeover.

Leveraging our network of over 50 lenders, we make financing your home renovation straightforward and stress-free.

Schedule a free consultation online or on 07 3703 1801 today to learn more about how we can help bring your renovation dreams to life!

Home renovation loans we can help you secure

Standard home loans to renovate

These loans are specifically tailored for homeowners looking to undertake significant renovations, upgrades, or extensions. This approach not only offers the potential for lower interest rates compared to unsecured borrowing options but also allows for the possibility of tax-deductible interest, depending on your financial situation.

Refinance home loan

Refinancing your existing mortgage can provide the funds needed for your home renovations.

This option is ideal if you’re looking to benefit from lower interest rates or different loan terms while accessing the equity in your home for your project.

Refinancing can consolidate your debt into one manageable payment, often resulting in lower monthly payments and the ability to pay off your renovation costs over the life of your mortgage.

Home equity loan

A home equity loan allows you to borrow against the equity you’ve built up in your property to help finance your renovations.

This type of loan provides a lump-sum payment that you can use for your home improvements.

Whether you would like $10,000 to paint your house or $100,000 for substantial renovations, a home equity loan may be a great option to increase the value of your property or turn it into your dream property.

Personal loans for home renovations

Personal Loans for home renovations offer a flexible and swift financing solution, perfect for smaller-scale projects or when immediate funding is needed without tapping into home equity. These loans, available as either secured or unsecured, adapt to your financial scenario, providing the necessary resources to rejuvenate or improve your home with minimal delay.

Unsecured personal loan

An unsecured personal loan does not require collateral and is based on your creditworthiness.

This loan can be a flexible and quick option for financing smaller to medium-sized renovation projects.

Since the loan is unsecured, interest rates may be higher compared to secured options, but it offers the convenience of not putting your home at risk.

Secured personal loan

Secured personal loans are backed by collateral, such as a car or savings account, making them less risky for lenders and often resulting in lower interest rates for borrowers.

This type of loan can be a good option if you need a larger amount for your renovation and are comfortable using an asset as security.

Construction loans for renovations

Construction loans are specifically designed for significant renovation projects or the construction of new additions to your home.

These loans typically cover the cost of the project and are disbursed in stages based on the completion of predetermined construction milestones.

With a construction loan, interest is usually only charged on the portion of the loan that has been drawn down, making it a cost-effective option for larger, phased renovation projects.

Why Choose Stanford Financial?

Personalised Finance Solutions

Our brokers will explain and clarify all relevant jargon and ‘bank talk’ to ensure that you’re educated to make the right decisions for your circumstances. Led by our passion and creative ideas, we don’t just accept the banks’ ‘yes or no’ policies. If there isn’t a pathway, we will create one for you.

Access to Over 50 Lenders

Our extensive network of over 50 lenders ensures you have access to the best rates and loan products on the market. This variety allows us to find the perfect match for your financial needs.

Award-Winning Brokerage

Logan’s vision when he started Stanford Financial was to empower and educate clients to navigate life’s financial journeys with confidence. Our commitment to superior customer service has earned us several industry awards and finalist nominations. This includes winning the MFAA Diversified Business and Newcomer awards in 2022.

Nationwide Service

No matter where in Australia your home renovation journey takes you, Stanford Financial’s nationwide network offers consistent, exceptional financial guidance. Leveraging our local expertise and national reach ensures you receive unparalleled, tailored support for your renovation, guaranteeing a seamless and successful project from start to finish.

Book a free consultation today!

Ready to transform your home with the perfect renovation?

Schedule a free consultation online or on 07 3703 1801 today to discover the ideal financing solution for your needs and budget.

Take the first step towards turning your renovation dreams into your living reality.

Meet Your Mortgage Brokers

Logan Stanford

Managing Director

Steven Beach (Steve)

Lending Director

Richard Grainger (Richie)

Lending Adviser

Mitchell White (Mitch)

Lending Adviser

Kristopher Woods (Kris)

Lending Adviser

Mathew Atkins (Mat)

Lending Support Manager

Jason Spencer-Scarr

Assistant

Merino Paniora-Timutimu (Meri)

Settlement & Concierge Manager

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Testimonials

I entrusted my money with Stanford Financial and I was extremely happy with the friendly interactions, expert knowledge and efficiency of this business. My situation was controlled by Richie and I couldn't be happier with the service he provided. Every requirement was met and handled very well. His communication skills were excellent and he was very proactive and motivated to help in any way possible. It was obvious he cares about his customers and displays all the characteristics of a person who I can recommend. A++ Richie and thank you.

Paul Bolwell

Stanford Financial helped us get the home and car that we never thought possible. We will definitely use them again in the future.

Mark Lawler

Stanford Financial were fantastic to deal with. 3 weeks from initial appointment to unconditional. Steven, Kris, Mary and the team were helpful and so easy to deal with. A fantastic company to do buisness with. Highly recommended

Nicole Kovacevic

Amazing service! From our first point of contact we had brilliant communication from all members of the Stanford team. They worked together collaboratively to ensure the process was stress free and smooth for us. The easiest loan application we have ever experienced!!!

Kim Livermore

Had a great, successful and seamless purchase of our new home. Thank you to the whole team at Stanford for all your hard work and dedication to making our experience in buying our first home enjoyable and as stress free as possible, you are all champions in your fields and you answered all our questions no matter how small they were right from the very start. We couldn’t have done it without all your help and support. Thank you doesn’t seem to be enough to explain just how much we appreciate what you have done for us, but again, we Truly Appreciate Everything You You’ve Done.

Lord Dirk Johannes van Hees

We will be recommending all of our friends and family to Stanford Financial. From the beginning Steve and his team were open, friendly, caring and didn’t hesitate to explain even the smallest detail if we needed it. Kris and Logan replied to my emails on a Sunday without the slightest inconvenience. The Stanford Law section were equally fantastic- with Mary being available at all times to explain things if needed. We can not find a single fault with this company. It was a fantastic experience and made the purchase of our first home so much more exciting!

Emma Buddeke

The team at Stanford Financial made buying our first home easy! Presenting us with multiple options for achieving our dream sooner. With their expert guidance we are able to say that we are home owners. Thanks Stanford!

Adrian Bailey

I have had two loan completed by Stanford Financial under varying circumstances. The team at Stanford are always professional, courteous, efficient and care for their clients. Couldn’t recommend them highly enough.

Jason Owen

The guys at Stanford Financial are the best in their trade. Mitch White is terrific at his job, he's easy to deal with, professional and knowledgable in his field. Nothing was too hard for him and he went out of his way to get the best deal in homeloans for us. They are terrific guys, will deal with again and again and again!!

Marie M

The team at Stanford financial were great, they made buying my first house very easy and we’re always happy to answer the hundreds of questions I had throughout the whole process. Would definitely recommend

Chris Stavely

Mat, Steve and the team didn’t stop at making sure our needs were completely met! We’re very excited to get our renovations underway now thanks to Stanford Financial for helping us!

Nicole Lincoln

After dealing with the entire Stanford financial team I can not fault one member. They were so professional and always willing to take my calls to answer questions or direct me to the right person. I felt like everyone valued me and my needs. I am very grateful to have an easy process of purchasing our dream home without the stress of financial side of it. I can't thank you all enough.

Lyndel Perk

Featured News

Blog

Using Equity To Buy Another Property

At Stanford Financial, we understand the aspiration to grow your investments and offer a guiding hand in using your home equity to purchase additional property. Expanding your property portfolio is an exciting venture that can open a world of opportunities. For many Australians, the key to unlocking this path lies within their current home. Your...

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