Home Loans

Refinancing Home Loan

When was the last time you refinanced? You could be paying a loyalty tax! Allow us to help you refinance your loan, and put some of your hard earned dollars back into your own pocket.

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Transforming Your Finances With Home Loan Refinancing

Taking a leap to refinance your home loan can seem scary. With that in mind, it is often fear that gets in the way of people unlocking more financial freedom.

That’s why we are dedicated to ensuring that your refinancing journey is straightforward, transparent and tailored to you.

What is Refinancing a Home Loan?

An Insight into Home Loan Refinancing

Refinancing a home loan means swapping your current mortgage for a new one – often to take advantage of better interest rates, terms or to access equity.

Our unique strength lies in crafting individually curated finance solutions that continuously evolve through our dedicated team and internal systems. We’re not just about offering you a new loan; we’re about ensuring a loan aligns with your unique circumstances and future goals.

Our Dynamic Approach to Home Loan Refinancing

A Tailored Experience for Every Client

“Hey mate, got some fantastic news for you!” At Stanford Financial, our warmth and genuine care shine through in every interaction. We take pride in being more than a broker; we’re an unwavering partner on your financial journey. While others might merely glance at bank policies, we push boundaries, ensuring that you always receive the best possible loan.

Our nationwide coverage, access to over 50 lenders and award-winning service ensure that the refinancing process is not only efficient but also enjoyable. With us, you’re never left in the dark; we keep you informed every step of the way.

Refinancing with Stanford Is More Than Just Numbers

Building Lifelong Financial Partnerships

Your partnership with Stanford Financial is long-term. Post-settlement, our proactive approach means we’re always on the lookout, ensuring that even as market dynamics shift, your home loan remains optimal for your needs. This isn’t just a transaction for us; it is a commitment to you and your financial goals.

Home Loan Refinancing is Where Our Passion Meets Expertise

Moving Through Difficulties with Precision

Driven by our passion and back up by our experience, Stanford Financial crafts creative refinancing solutions. If obstacles arise, we innovate. We won’t just accept a “no” – we carve out new paths and find solutions where others might not.

Our team doesn’t just deliver a service; we coach, ensuring that you truly comprehend every aspect of the refinancing process. Our approach remains deeply personalised and will always place your best interests at heart.

Do a Favour for Your Future Self

Refinancing your home loan is about seeking the best. When you partner with us, you have someone who genuinely strives for your financial betterment. Our dedication, expertise and genuine care ensure that, in the confusing world of finance, you’re always given a fair go.

Ready for a Change? Begin Your Refinancing Journey.

Home Loan Refinancing with Stanford Financial

Considering refinancing? Our blend of expertise, dedication and personalised service ensures your home loan refinancing is in the best hands.

Frequently Asked Questions

How do I compare home loans in Australia?

Have us do it for you! We compare interest rates, fees, loan features (like redraw facilities and offset accounts), and read the product disclosure statement (PDS) for each home loan option.

What is the average home loan interest rate in Australia?

The average home loan interest rate varies, influenced by economic factors and the Reserve Bank of Australia’s policies. It’s best to have us check current rates from various lenders for the most accurate information.

What types of home loans are available in Australia?

In Australia, common types of home loans include fixed-rate loans, variable-rate loans, interest-only loans, and split loans (part fixed, part variable). We can help you decide what is best for you.

Do you help clients find refinancing loans Australia-wide?

Our skilled mortgage brokers in Ipswich are dedicated to assisting clients throughout Australia with refinancing loans tailored to meet individual financial goals. Wherever you’re located, we’re ready to help you optimise your mortgage conditions.

Meet Your Mortgage Brokers

Logan Stanford

Managing Director

Steven Beach (Steve)

Lending Director

Richard Grainger (Richie)

Lending Adviser

Kristopher Woods (Kris)

Lending Adviser

Mitchell White (Mitch)

Manager - Credit Structuring Team

Mathew Atkins (Mat)

Manager - Application Processing Team

Renata Small

Client Services Specialist

Gian K A

Loan Administrator

Cyryl G

Loan Administrator

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Testimonials

I entrusted my money with Stanford Financial and I was extremely happy with the friendly interactions, expert knowledge and efficiency of this business. My situation was controlled by Richie and I couldn't be happier with the service he provided. Every requirement was met and handled very well. His communication skills were excellent and he was very proactive and motivated to help in any way possible. It was obvious he cares about his customers and displays all the characteristics of a person who I can recommend. A++ Richie and thank you.

Paul Bolwell

Stanford Financial helped us get the home and car that we never thought possible. We will definitely use them again in the future.

Mark Lawler

Stanford Financial were fantastic to deal with. 3 weeks from initial appointment to unconditional. Steven, Kris, Mary and the team were helpful and so easy to deal with. A fantastic company to do buisness with. Highly recommended

Nicole Kovacevic

Amazing service! From our first point of contact we had brilliant communication from all members of the Stanford team. They worked together collaboratively to ensure the process was stress free and smooth for us. The easiest loan application we have ever experienced!!!

Kim Livermore

Had a great, successful and seamless purchase of our new home. Thank you to the whole team at Stanford for all your hard work and dedication to making our experience in buying our first home enjoyable and as stress free as possible, you are all champions in your fields and you answered all our questions no matter how small they were right from the very start. We couldn’t have done it without all your help and support. Thank you doesn’t seem to be enough to explain just how much we appreciate what you have done for us, but again, we Truly Appreciate Everything You You’ve Done.

Lord Dirk Johannes van Hees

We will be recommending all of our friends and family to Stanford Financial. From the beginning Steve and his team were open, friendly, caring and didn’t hesitate to explain even the smallest detail if we needed it. Kris and Logan replied to my emails on a Sunday without the slightest inconvenience. The Stanford Law section were equally fantastic- with Mary being available at all times to explain things if needed. We can not find a single fault with this company. It was a fantastic experience and made the purchase of our first home so much more exciting!

Emma Buddeke

The team at Stanford Financial made buying our first home easy! Presenting us with multiple options for achieving our dream sooner. With their expert guidance we are able to say that we are home owners. Thanks Stanford!

Adrian Bailey

I have had two loan completed by Stanford Financial under varying circumstances. The team at Stanford are always professional, courteous, efficient and care for their clients. Couldn’t recommend them highly enough.

Jason Owen

The guys at Stanford Financial are the best in their trade. Mitch White is terrific at his job, he's easy to deal with, professional and knowledgable in his field. Nothing was too hard for him and he went out of his way to get the best deal in homeloans for us. They are terrific guys, will deal with again and again and again!!

Marie M

The team at Stanford financial were great, they made buying my first house very easy and we’re always happy to answer the hundreds of questions I had throughout the whole process. Would definitely recommend

Chris Stavely

Mat, Steve and the team didn’t stop at making sure our needs were completely met! We’re very excited to get our renovations underway now thanks to Stanford Financial for helping us!

Nicole Lincoln

After dealing with the entire Stanford financial team I can not fault one member. They were so professional and always willing to take my calls to answer questions or direct me to the right person. I felt like everyone valued me and my needs. I am very grateful to have an easy process of purchasing our dream home without the stress of financial side of it. I can't thank you all enough.

Lyndel Perk

Featured News

Blog

Using Equity To Buy Another Property

At Stanford Financial, we understand the aspiration to grow your investments and offer a guiding hand in using your home equity to purchase additional property. Expanding your property portfolio is an exciting venture that can open a world of opportunities. For many Australians, the key to unlocking this path lies within their current home. Your...

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