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Home Loans

Looking for a Refinance Home loan?

When was the last time you refinanced? You could be paying a loyalty tax! Allow us to help you refinance your loan, and put some of your hard earned dollars back into your own pocket.
Book your FREE consultation
Colleagues collaborating on a project in a home office

Transform your budget with home loan refinancing

You could be saving money every month.
Taking a leap to refinance your home loan can seem scary. With that in mind, it is often fear that gets in the way of people unlocking more financial freedom.

That’s why we are dedicated to ensuring that your refinancing journey is straightforward, transparent and tailored to you.
Book your FREE consultion

Our dynamic approach to home loan refinancing

A tailored experience for every client.
“Hey mate, got some fantastic news for you!” At Stanford Financial, our warmth and genuine care shine through in every interaction. We take pride in being more than a broker; we’re an unwavering partner on your financial journey. While others might merely glance at bank policies, we push boundaries, ensuring that you always receive the best possible loan.

Our nationwide coverage, access to over 60 lenders and award-winning service ensure that the refinancing process is not only efficient but also enjoyable. With us, you’re never left in the dark; we keep you informed every step of the way.
Let's get started
Couple receiving refinance paperwork from a mortgage broker
Australian family home, typical of properties owners refinance

What is refinancing?

Need clarity on home loan refinancing?
Refinancing a home loan means swapping your current mortgage for a new one, often to take advantage of better interest rates, terms or to access equity.

Our unique strength lies in crafting individually curated finance solutions that continuously evolve through our dedicated team and internal systems. We’re not just about offering you a new loan; we’re about ensuring a loan aligns with your unique circumstances and future goals.
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Looking for a different type of home loan?

If you need a different loan, we've probably got it covered. Whether you're refinancing, investing, upgrading or building, there's a path for that below. Or call 0483 980 002 and we'll point you the right way.

First home buyer loan

Investment loan

Bad credit loan

Seperation loan

Construction loan

Low deposit loan

Home reno loan

Other loans

Specialist loans

OUR ACCREDITED NETWORK

With access to 60+ banks and lenders, we ensure that you get the best options.

More options mean a better deal. We compare across the panel so you land the right loan, not just the easy one.
More than just a broker

Why we are the perfect partner to refinance with

Refinancing is a big decision, and you shouldn't have to work it out alone. We work with a broad panel of lenders across Australia, which gives us room to find a loan that actually fits your circumstances, rather than whichever one is easiest to switch you to. And our part doesn't end once you've refinanced. We stay with you through the whole process, explaining what's happening and what comes next, so you're never left guessing.
Bright home interior with indoor plants and natural light
$1.2B+
Settled Home Loans
60+
Banks & Lenders Accessible
4.3K+
Aussie Families Assisted
5 Stars
On Google Reviews

Meet your expert mortgage broker team

Logan Stanford, Managing Director and founder of Stanford Financial

Logan Stanford

Managing Director
Steven Beach, Lending Director at Stanford Financial

Steven Beach

Lending Director
Richard Grainger, Senior Lending Adviser at Stanford Financial

Richard Grainger (Richie)

Senior Lending Adviser
Sheree Pendergast, Lending Support Manager at Stanford Financial

Sheree Pendergast

Lending Support Manager
Renata Small, Client Experience Manager at Stanford Financial

Renata Small

Client Experience Manager
Mitchell White, Lending Support Manager at Stanford Financial

Mitchell White (Mitch)

Lending Support Manager
TESTIMONIALS

Trusted by families across Australia

Refinancing isn't just paperwork to us. It's your loan, your home and your money, and we treat it that way. You get someone who knows the process and explains it, not just a name on a file. We're in your corner from the first conversation to settlement, so every decision along the way is one you feel good about.
"I simply can’t thank and commend Richie, Steven, Renata and the whole team at Stanford Financial enough for making my mortgage refinance as smooth as humanly possible."
Client testimonial profile photo
Dan
Stanford Financial Client
"We are so Blessed with our new Home. Thanks to Stanford Legal, Laura was a joy to communicate with anytime we needed to enquire. Quick, reliable and very Trustworthy."
Stanford Financial client Katrina Emberson
Katrina Emberson
Stanford Legal Client
"We are beyond grateful for Richie and the team at Stanford! 🙌🏻 Through every hurdle and challenge, they went exceptionally far to help get our application through."
Stanford Financial client Khristen Mamangun
Khirsten Mamangun
Stanford Financial Client
"One thing I always love and look for when choosing people to guide me is how much time and presence they give. They treated us like we were the only client they had."
Stanford Financial client Dragica Radosavljevic
Dragica Radosavljevic
Stanford Legal Client
"All the team at Stanford were good to deal with. If you're a Veteran struggling to get a loan approved because you're on Incaps, or Super, speak to them."
Stanford Financial client Stewart
Stewart S
Stanford Financial Client
"This is the second time we’ve used stanford financial, and once again the experience was outstanding."
Stanford Financial client Blake Whitehead
Blake Whitehead
Stanford Financial Client
"Phenomenal service. Thank you to the Stanford Legal team for all your help & guidance."
Stanford Financial client Bryony Winsor
Bryony Winsor
Stanford Legal Client
"I can’t recommend Stanford legal enough. All 3 property sales have been seamless, professional and efficient. The team are amazing and will look after you."
Stanford Financial client Christie Johnston
Christie Johnston
Stanford Legal Client
"The team at Stanford Financial are brilliant! I was referred to them by a friend and dealing with them has been a fantastic experience."
Stanford Financial client Andrew Bell
Andrew Bell
Stanford Financial Client
"I honestly can't thank the team enough at Stanford Financial, especially Richie and Mitch! They both went above and beyond to get my finance sorted, and they did it all within 24 hours!"
Stanford Financial client Jamie Harris
Jamie Harris
Stanfor Financial Client

Our awards

MFAA 2023 State Winner, Community Champion Award
MFAA 2023 State Finalist, Finance Broker Business Award
MFAA 2023 State Finalist, Diversified Business Award
MFAA 2023 State Finalist, Customer Service Business Award
MFAA 2022 National Winner, Diversified Business Award
MFAA 2022 National Winner, Newcomer Award
MFAA 2022 State Finalist, Finance Broker Business Award
MFAA 2022 State Finalist, Customer Service Individual Award
MFAA 2022 State Finalist, Young Professional Award
MFAA 2022 State Finalist, Loan Administrator Award
QUESTIONS

Frequently asked questions

Can't find an answer to your question?
Book a call
How do I compare home loans in Australia?
Have us do it for you! We compare interest rates, fees, loan features (like redraw facilities and offset accounts), and read the product disclosure statement (PDS) for each home loan option.
What is the average home loan interest rate in Australia?
The average home loan interest rate varies, influenced by economic factors and the Reserve Bank of Australia’s policies. It’s best to have us check current rates from various lenders for the most accurate information.
What types of home loans are available in Australia?
In Australia, common types of home loans include fixed-rate loans, variable-rate loans, interest-only loans, and split loans (part fixed, part variable). We can help you decide what is best for you.
Do you help clients find refinancing loans Australia-wide?
Yes, our skilled mortgage brokers are dedicated to assisting clients throughout Australia with refinancing loans tailored to meet individual financial goals. Wherever you’re located, we’re ready to help you optimise your mortgage conditions.

Ready to talk about your next move?

Whether you're buying your first home, refinancing, or building a portfolio, our team is ready to guide you on your journey.
0483 980 002
Book a consultation