See if you qualify for the 5% First Home Guarantee

No. It gives you a general estimate based on the information you enter, not a confirmed eligibility outcome. Final eligibility is assessed by a participating lender against the scheme's actual criteria, so this tool is a starting point for the conversation, not the final answer.

Things like your income, whether you're a genuine first home buyer, the property price and its location all play a part. Price caps and income thresholds can vary depending on where you're buying, so it's worth talking to us directly to confirm what applies to your situation.

Only lenders participating in the scheme can offer it, so not every lender on the market will have access to it. We can point you toward the ones that do and help you compare your options.

Use it as a guide, then talk to us to confirm whether you actually meet the scheme's criteria and how it fits with the rest of your borrowing plan. We'll help you work through the next steps from there.