Specialist Lending

Home Loans for Pharmacists

Using our network of over 50 lenders, we can find you the best home loan for pharmacists in the Australian market.
Standford Service
Service Dots

We help pharmacists save thousands on their home loans

At Stanford Financial, we’re dedicated to helping pharmacists across Australia save thousands on their home loans. 

We understand the demands of working in the pharmaceutical industry. These demands, coupled with finding the best home loan through the banks can lead to stress and burnout.

Our team can help take this stress away by leveraging the reputation of pharmacists as low-risk borrowers to secure favourable terms. 

Working with our extensive list of lenders, we’ll find a loan that aligns perfectly with your unique financial situation. 

With our expertise, pharmacists can enjoy significant savings, making your path to homeownership both affordable and stress-free.

Call us today on 07 3703 1801 or contact us online to schedule your free assessment.

Exclusive home loan offers available for pharmacists

Waived Lenders Mortgage Insurance (LMI)

Typically, home buyers who can’t put down 20% of a property’s purchase price need to pay Lenders Mortgage Insurance (LMI). 

But for pharmacists, we use your status as low-risk borrowers to get your LMI waived on loans up to 90% of the property’s value. Minimum income threshold of $90,000 per annum

This can save you tens of thousands of dollars, making your home loan journey significantly more affordable.

Exclusive discounted interest rates

Lenders often offer lower interest rates to pharmacists due to their stable and reliable income. 

With access to over 50 lenders, we have the connections to find the most competitive interest rates available for you. 

This access can save you thousands of dollars over the life of your loan.

Higher borrowing limits

Your earning potential and career stability as a pharmacist allow us to negotiate higher borrowing limits on your behalf. 

This opens up a wider range of properties available to you regardless of whether you’re looking to buy your dream home or purchase an investment property.

Why Choose Stanford Financial?

Personalised finance solutions

We take the time to understand your specific financial situation, crafting a home loan plan that fits your unique needs. 

We work hard to make sure your mortgage is just right for you, setting you up for a comfortable and secure future in your new home.

Access to over 50 lenders

With connections to over 50 lenders, we provide an extensive range of home loan options. 

Our wide network means more choices and better rates for you, ensuring that your home loan is the best possible match for your unique financial situation.

Award-winning brokerage

Logan’s founding vision for Stanford Financial was to create a firm that valued industry expertise, client education and empowerment. 

Our commitment to upholding these values and guiding our clients through their financial journeys has earned us several industry awards and finalist nominations. 

Most noticeably, our commitment to superior service earned us the 2022 NFAA Diversified Business and Newcomer awards.

Nationwide service

No matter where you’re based, Stanford Financial brings its expert home loan advice and solutions to you. 

We ensure that your location is never a barrier to accessing our top-tier financial guidance.

Book your free assessment today

Take the first step towards your dream home with Stanford Financial. 

Book your free assessment by calling us on 07 3703 1801 or via our online contact form today.

Discover how our personalised, award-winning service can make your home loan journey smooth and successful.

Frequently Asked Questions

What is Lenders Mortgage Insurance (LMI)?

Lenders Mortgage Insurance (LMI) is a type of insurance that protects the lender if the borrower defaults on their home loan. It is typically required when the borrower has a deposit of less than 20% of the property’s value. LMI can add thousands of dollars to the cost of a home loan, but pharmacists can often avoid this expense by qualifying for LMI waivers or discounts.

To be eligible for an LMI waived pharmacist home loan, you typically need to meet the following criteria:

  • Be a qualified pharmacist registered with the Australian Pharmacy Council or another recognized medical association
  • Be employed full-time as a pharmacist
  • Have a deposit of at least 10% of the property’s value
  • Have a good credit history and meet the lender’s income and employment requirements

If you’re unsure whether or not you’re eligible, give us a call on 07 3703 1801 today!

Pharmacists are often offered special deals on home loans because they are considered low-risk borrowers. Pharmacists typically have stable incomes, good job prospects, and high earning potential, which makes them attractive to lenders. By offering discounted interest rates and waiving LMI, lenders can attract pharmacists as customers and build long-term relationships with them.

When applying for a pharmacist home loan, you should have the following documents ready:

  • Proof of identity (e.g., passport, driver’s license)
  • Proof of income (e.g., payslips, tax returns, bank statements)
  • Details of your assets and liabilities
  • Employment contract or letter from your employer
  • Evidence of your registration with the Australian Pharmacy Council or another recognised medical association

Having these documents ready can help streamline the application process and ensure that your loan is processed quickly.

Yes, you can apply for a home loan for pharmacists if you are self-employed, but the eligibility criteria may differ from those for employed pharmacists. Self-employed pharmacists may need to provide additional documentation, such as:

  • Business tax returns for the past two to three years
  • Profit and loss statements
  • Balance sheets
  • Business activity statements (BAS)

Self-employed pharmacists may also need to have a higher deposit or meet other criteria set by the lender. It’s best to work with an experienced mortgage broker like Stanford Financial who specialises in loans for pharmacists to determine your eligibility and find the best deal for your situation.

Meet Your Mortgage Brokers



Featured News

Cta Svg 1
Your Financial Solution Starts Here
Cta Svg 2
Book Consultation
Get a Free Assessment

"*" indicates required fields

What type of Finance are you looking for?
Do any of the below apply?
(let us know, so a specialist adviser can contact you)
The best broker for you will call you back for a 30 minute free consultation in the next 48 hours