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Home Loans

Need a First Home Buyer loan?

The experience of buying your first home doesn’t have to be scary. Our mortgage brokers support you along your journey, making educated decisions with you; not for you.
Home buyer couple planning their first home purchase

How to navigate buying your first home

It is time to turn your dreams of owning your first home into reality.
Somewhere between deciding you're ready and picking up the keys, there's a stretch that catches almost every first home buyer off guard: working out what you can borrow, which grants apply, and what a lender will actually want to see.

Most people find this out the hard way, partway through. Stanford Financial walks through it with you first, so you know where you stand before you're already in it.

Our proven approach to succesful first home loans

Making it simple for First Home Buyers
Being a first home buyer can be daunting. That’s why we make things clear and straightforward. No financial lingo, no intricate details. We communicate in layman’s terms, guiding you step by step. We prioritise education, ensuring you grasp every aspect of the home buying process.

Our strength lies in offering individually curated finance solutions for first home buyers. Our approach isn’t just about getting you a mortgage; it is about providing the best possible fit for your circumstances. We continuously improve our products and services, aiming to create life-enriching outcomes for our clients.
Business professionals having a lighthearted discussion in a bright office

Looking for a different type of home loan?

If you need a different loan, we've probably got it covered. Whether you're refinancing, investing, upgrading or building, there's a path for that below. Or call 0483 980 002 and we'll point you the right way.

OUR ACCREDITED NETWORK

With access to 60+ banks and lenders, we ensure that you get the best options.

More options mean a better deal. We compare across the panel so you land the right loan, not just the easy one.
More than just a broker

Why Stanford Financial is the right partner

Buying your first home is a big step, and you shouldn't have to take it alone. We work with a broad panel of lenders across Australia, which gives us room to find a loan that actually fits your circumstances, rather than whichever one is easiest to sell. And our part doesn't end at approval. We stay with you through the whole process, explaining what's happening and what comes next, so you're never left guessing.
Family playing outside in the yard of their first home
$1.2B+
Settled Home Loans
60+
Banks & Lenders Accessible
4.3K+
Aussie Families Assisted
5 Stars
On Google Reviews
TESTIMONIALS

Trusted by families across Australia

You deserve a team that actually understands first time home buyers and the process in and out. When you work with us, you're not just another file on a desk. You're someone we stand beside, making sure you're informed and confident in every decision along the way.
"I simply can’t thank and commend Richie, Steven, Renata and the whole team at Stanford Financial enough for making my mortgage refinance as smooth as humanly possible."
Client testimonial profile photo
Dan
Stanford Financial Client
"We are so Blessed with our new Home. Thanks to Stanford Legal, Laura was a joy to communicate with anytime we needed to enquire. Quick, reliable and very Trustworthy."
Stanford Financial client Katrina Emberson
Katrina Emberson
Stanford Legal Client
"We are beyond grateful for Richie and the team at Stanford! 🙌🏻 Through every hurdle and challenge, they went exceptionally far to help get our application through."
Stanford Financial client Khristen Mamangun
Khirsten Mamangun
Stanford Financial Client
"One thing I always love and look for when choosing people to guide me is how much time and presence they give. They treated us like we were the only client they had."
Stanford Financial client Dragica Radosavljevic
Dragica Radosavljevic
Stanford Legal Client
"All the team at Stanford were good to deal with. If you're a Veteran struggling to get a loan approved because you're on Incaps, or Super, speak to them."
Stanford Financial client Stewart
Stewart S
Stanford Financial Client
"This is the second time we’ve used stanford financial, and once again the experience was outstanding."
Stanford Financial client Blake Whitehead
Blake Whitehead
Stanford Financial Client
"Phenomenal service. Thank you to the Stanford Legal team for all your help & guidance."
Stanford Financial client Bryony Winsor
Bryony Winsor
Stanford Legal Client
"I can’t recommend Stanford legal enough. All 3 property sales have been seamless, professional and efficient. The team are amazing and will look after you."
Stanford Financial client Christie Johnston
Christie Johnston
Stanford Legal Client
"The team at Stanford Financial are brilliant! I was referred to them by a friend and dealing with them has been a fantastic experience."
Stanford Financial client Andrew Bell
Andrew Bell
Stanford Financial Client
"I honestly can't thank the team enough at Stanford Financial, especially Richie and Mitch! They both went above and beyond to get my finance sorted, and they did it all within 24 hours!"
Stanford Financial client Jamie Harris
Jamie Harris
Stanfor Financial Client

Our awards

MFAA 2023 State Winner, Community Champion Award
MFAA 2023 State Finalist, Finance Broker Business Award
MFAA 2023 State Finalist, Diversified Business Award
MFAA 2023 State Finalist, Customer Service Business Award
MFAA 2022 National Winner, Diversified Business Award
MFAA 2022 National Winner, Newcomer Award
MFAA 2022 State Finalist, Finance Broker Business Award
MFAA 2022 State Finalist, Customer Service Individual Award
MFAA 2022 State Finalist, Young Professional Award
MFAA 2022 State Finalist, Loan Administrator Award
QUESTIONS

Frequently asked questions

Can't find an answer to your question?
What is the average home loan interest rate in Australia?
The average home loan interest rate varies, influenced by economic factors and the Reserve Bank of Australia’s policies. It’s best to have us check current rates from various lenders for the most accurate information.
What is Lenders Mortgage Insurance (LMI)?
LMI is insurance that protects the lender if you default on your loan. It’s usually required if you borrow more than 80% of the property’s value.
What is the First Home Owner Grant (FHOG) in Australia?
The FHOG is a national scheme, but with variations by state, offering a one-off payment to assist first-time home buyers in purchasing their first home.
Do you help clients find first home loans Australia-wide?
We have a team of highly experienced mortgage brokers who proudly serve clients across Australia with our comprehensive range of financial services. Whether you’re applying for your first home loan or navigating complex financial scenarios, our team is equipped to guide you through every step of your journey, no matter where you are located.

Ready to talk about your next move?

Whether you're buying your first home, refinancing, or building a portfolio, our team is ready to guide you on your journey.